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Money Is Complex.
We Make It Simple

Retire Ready Inc. provides personalized guidance to help first generation wealth builders and entrepreneurs not only reach their financial goals but develop a healthy relationship with money and increase their overall financial well-being even if they are starting later in life.

Money Is Complex.
We Make It Simple

Retire Ready Inc. provides personalized guidance to help high-achieving professionals and entrepreneurs not only reach their financial goals but develop a healthy relationship with money and increase their overall financial well-being even if they are starting later in life.

Our Mission

At Retire Ready, we are on a mission: to empower you with the financial education needed to make confident and informed decisions about your future.

Your life should be guiding your financial decisions, not the other way around.

What We Do

We understand that financial planning is not just about money - it's also about understanding your values and having your money work hard towards the goals that are most important to you.

That's why we get to know our clients, assist them with prioritizing their goals and create a plan that has the power to elevate their financial situation according to what matters most to them.

You're In The
Right Place If...

 

  • You feel like you’re stuck in a rut when it comes to your finances, you have not started saving for retirement and are ready to start your financial planning journey today.
  • Fear of getting it wrong is leading to financial procrastination, hindering you from taking action towards your retirement objectives.
  • You’re not sure if you are saving enough for retirement or other important goals, and you want to work on developing a better relationship with money.
  • You are making a good income, but don't know where it is all going. You want to get the most out of your hard-earned money and understand what you can do to make it work for you.
  • You are fed up with the constant worry and insecurity that comes from feeling powerless when it comes to your finances.
  • Building generational wealth is important to you, but you are not sure where to start.

We Understand & We Can Help You
Achieve Your Desired Future

Services

Financial
Planning

Crafting a financial roadmap that makes it possible to reach your goals without sacrificing the things in life that bring you joy. Financial security should be a cornerstone of living life to its fullest.

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Entrepreneur
Financial Planning

Entrepreneurs who make between six and seven figures in revenue and are good at making money, but they want to manage their money without worrying about it.

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Smart Money
Business Academy®

Smart Money Business Academy® is an online financial literacy program that provides valuable guidance, resources, and insights to help professionals and entrepreneurs make informed decisions that build long-term financial success.

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Our Story

Located in the Chicagoland area, we are a financial advisory firm dedicated to providing fiduciary advice on money management, taxes, investment management, and financial planning to individuals and businesses across the United States.

We understand that being financially secure requires not just investing wisely but also managing your hard-earned money with sound financial planning principles.

Our Story

Located in the Chicagoland area, we are a financial advisory firm dedicated to providing fiduciary advice on money management, taxes, investment management, and financial planning to individuals and businesses across the United States.

We understand that being financially secure requires not just investing wisely but also managing your hard-earned money with sound financial planning principles.

We Do Planning Different


As fee-only advisors, we never accept commissions for selling products or any incentives other than what you offer us.
We are required to act solely in our client’s best interests and provide unbiased advice free of conflicts of interest.


Conversations around money can be a tough and sensitive topic to discuss. That's why we strive to create a safe space for our clients to share their thoughts, feelings, and plans without judgment or stigma.
Our goal is to make every customer feel heard, respected, and empowered on their journey toward financial freedom and security.


By understanding your unique money story and how it shaped your spending habits, we can create personalized plans that prioritize what matters most to you.
This holistic approach allows us to develop strategies tailored to each customer's specific needs and provide value beyond traditional investment advice.


Our customers’ lives are busy and often unpredictable. That's why we offer the flexibility of both in-person meetings at our office and virtual video conferencing to meet with us from anywhere.
This allows us to accommodate a variety of schedules, provide convenience for those who can't make it into the office, and ensure that everyone has access to professional financial advice regardless of their location.


All advisors do not consult on taxes. We do! Our sister firm, RKC Tax & Accounting, Inc., offers tax consulting services to both individuals and business owners.
Tax planning is an essential part of any financial plan. It allows you to maximize your potential tax savings by taking advantage of deductions, credits, and other available incentives.
We provide tailored advice on how you can reduce your taxes while cost-effectively achieving your objectives.


Our clients are often first-time builders of wealth. They eagerly seek advice on how to maximize their money, overcome debt, and construct economic security for themselves and the next generation.
We understand what they're going through - we've been there too!

We Do Planning Different

 

 

As fee-only advisors, we never accept commissions for selling products or any incentives other than what you offer us.

We are required to act solely in our client’s best interests and provide unbiased advice free of conflicts of interest.


Conversations around money can be a tough and sensitive topic to discuss. That's why we strive to create a safe space for our clients to share their thoughts, feelings, and plans without judgment or stigma. Our goal is to make every customer feel heard, respected, and empowered on their journey toward financial freedom and security.

 

 

Conversations around money can be a tough and sensitive topic to discuss. That's why we strive to create a safe space for our clients to share their thoughts, feelings, and plans without judgment or stigma.

Our goal is to make every customer feel heard, respected, and empowered on their journey toward financial freedom and security.


By understanding your unique money story and how it shaped your spending habits, we can create personalized plans that prioritize what matters most to them. This holistic approach allows us to develop strategies tailored to each customer's specific needs and provide value beyond traditional investment advice.

 

 

By understanding your unique money story and how it shaped your spending habits, we can create personalized plans that prioritize what matters most to them.

This holistic approach allows us to develop strategies tailored to each customer's specific needs and provide value beyond traditional investment advice.


Our customers’ lives are busy and often unpredictable. That's why we offer the flexibility of both in-person meetings at our office and virtual video conferencing to meet with us from anywhere. This allows us to accommodate a variety of schedules, provide convenience for those who can't make it into the office, and ensure that everyone has access to professional financial advice regardless of their location.

 

 

Our customers’ lives are busy and often unpredictable. That's why we offer the flexibility of both in-person meetings at our office and virtual video conferencing to meet with us from anywhere.

This allows us to accommodate a variety of schedules, provide convenience for those who can't make it into the office, and ensure that everyone has access to professional financial advice regardless of their location.


All advisors do not consult on taxes. We do! Our sister firm, RKC Tax & Accounting, Inc., offers tax consulting services to both individuals and business owners. Tax planning is an essential part of any financial plan. It allows clients to maximize their potential tax savings and take advantage of the deductions, credits, and other incentives available to them. By understanding the customer’s unique goals and circumstances, we can provide tailored advice on how they can reduce their taxes while still cost-effectively achieving their objectives.

 

 

All advisors do not consult on taxes. We do! Our sister firm, RKC Tax & Accounting, Inc., offers tax consulting services to both individuals and business owners.

Tax planning is an essential part of any financial plan. It allows you to maximize your potential tax savings by taking advantage of deductions, credits, and other available incentives.

We provide tailored advice on how you can reduce your taxes while cost-effectively achieving your objectives.


Our clients are often first-time builders of wealth. They eagerly seek advice on how to maximize their money, overcome debt, and construct economic security for themselves and the next generation. We understand what they're going through - we've been there too!

 

 

Our clients are often first-time builders of wealth. They eagerly seek advice on how to maximize their money, overcome debt, and construct economic security for themselves and the next generation.

We understand what they're going through - we've been there too!

Meet Renee Collins

Renee is a unicorn. Not only does she have both Certified Public Accountant and Certified Financial Planner® credentials, but she has also earned a Master of Science in Taxation.

The CFP Board (2020) reports that less than 2 percent of all granted CFP® certificates are African-American.

Renee has a two-decade-long career in the financial service industry. She employs her extensive knowledge and expertise to equip professionals and entrepreneurs with the necessary tools for managing their finances to live their lives by design rather than by default.

She strongly believes in the power of lifelong education and eagerly shares her expertise to encourage and uplift those around her.

Her passion for serving others is evident through her dedication to the US Army, Alpha Kappa Alpha Sorority Incorporated, and volunteering time for Financial Planning Days, Junior Achievement, and Jobs For Youth.

When she's not assisting clients, she enjoys spending quality time with family and friends, reading personal finance books, watching Big Ten football games, and searching the web for delicious vegan recipes.

Meet The Founder

Meet Renee Collins

Renee is a unicorn. Not only does she have both Certified Public Accountant and Certified Financial Planner® credentials, but she has also earned a Master of Science in Taxation. The CFP Board (2020) reports that less than 2 percent of all granted CFP® certificates are African-American.

Renee has a two-decade-long career in the financial service industry. She employs her extensive knowledge and expertise to equip professionals and entrepreneurs with the necessary tools for managing their finances to live their lives by design rather than by default. She strongly believes in the  

power of lifelong education and eagerly shares her expertise to encourage and uplift those around her.

Her passion for serving others is evident through her dedication to the US Army, Alpha Kappa Alpha Sorority Incorporated, and volunteering time for Financial Planning Days, Junior Achievement, and Jobs For Youth.

When she's not assisting clients, she enjoys spending quality time with family and friends, reading personal finance books, watching Big Ten football games, and searching the web for delicious vegan recipes.

Meet the Founder

Don’t let anxiety and
guesswork control your
financial future.

Retire Ready is here to help you achieve clarity so that you can make the most of what you have and live a life full of purpose, satisfaction, and prosperity. Our planning system gives you the resources needed for creating generational wealth as well as achieving all your wildest dreams!

Are you ready to take
command of your
financial future?

Schedule a complimentary discovery call today and let's discuss how we can help!

Schedule A Call

Are you ready to take command of your financial future?

Schedule a complimentary discovery call today and let's discuss how we can help!

Schedule A Call
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Retire Ready Inc. is a registered investment advisor offering advisory services in the Illinois and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training.

The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision.

Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site.