Effective date: July 26, 2021
As a financial coaching firm, Retire Ready, Incorporated is committed to safeguarding the confidential information of all current, former, and potential clients. All personal information provided to our firm is held in the strictest confidence. These records include personal information we collect from you in connection with any services or potential services provided by Retire Ready, Incorporated.
Information we collect
The personal information we collect directly from you includes information required to communicate with you and assist us in effectively addressing your financial needs. This information could include:
- Your name and address
- Financial circumstances
- Account balance and account transactions
- Social security number
- Employment information
We collect your personal information, for example, from the following sources:
- Information we receive from you on applications and other forms
- Information about your transactions with us or others
We also collect your personal information from others such as custodians, broker/dealers and other companies.
How information is used
We use information about you to provide financial planning and asset management services to you. We may disclose the information to third parties as permitted by law, including the broker/dealers, custodians or other companies used to provide services to you. From time to time, we may be required to give information about our business to regulatory authorities or as required by law. This may include personal information about you.
We will not share nonpublic personal information about our clients with nonaffiliated third parties except as required or permitted by law or by client consent. We do not sell your personal information to anyone. For unaffiliated third parties that require access to your personal information, including financial service companies, consultants, and auditors, we also require strict confidentiality in our agreements with them and expect them to keep this information private. If we were to anticipate such a change in firm policy, we would be prohibited under the law from doing so without advising you first.
How information is safeguarded
We take steps to safeguard client information. We restrict access to the personal and account information of our clients to our employees and agents for business purposes only. We maintain physical, electronic and procedural safeguards to guard your personal information. Additionally, we have internal controls to keep client information as accurate and complete as we can.
If you have any questions, concerns or complaints about this please contact us:
- By email: [email protected]
- By phone number: 708.522.6688
- By mail: PO Box 481, Homewood, IL 60430