Retirement Planning Without A Pension

The public sector (state and federal employers) is one of the few sectors that still provide their employees with a pension. The National Institute on Retirement states that less than 26% of American have access to a pension.

What do the remaining  74% of Americans do? How do you plan for retirement when you don't have access to a pension?

Today, I will provide some tips on planning for retirement without a pension . This is part I of a two part series, so don't forget to check back next week for additional tips.

According to the A A R P, half of Americans do not have access to a pension nor a retirement plan such as a 401k or 403(b) that's 57 million people who don't have access to a retirement plan.